“Microfinance” involves the effort for better integration of some customer segments into the business and financial system. The main recipients for microfinance are non-profit organizations and the “third sector”, low-income households, micro-firms, workers with atypical employment contracts, and immigrants. This is an opportunity for banks to act as the promoters of financial inclusion by developing innovative, low-cost banking services. An ABI survey found out that microfinance services are offered by a number of banks that corresponds to 70% of total assets, and by approximately 73% of the branches At the end of 2006, the impact of microfinance on the total services income was 3% in 95% of the cases. In some cases it reached 5%. There are a lot of products and services that can rely on the microfinance label. Among the most offered, current accounts and payment services (49%), followed by financing (31%) and savings services (20%). ABI contributes to a basic financial education project, aimed at educating people on banking.