Financial inclusion of immigrants is an increasingly important issue; international remittances, as the financial side to migration, have become one of the most significant items requested for migrants. The number of migrants who are part of financial circuits is growing significantly. Almost 1 and a half million immigrants are financially fully integrated in Italy. Only two years ago they were one million, approximately one third less.
Almost 70% of migrants are financially integrated. Place of residence, length of stay, and type of work affect bank use. Men request financing, while women send bank transfers. In 2006, 4.35 billion Euros were sent via bank transfers from Italy. On average 1,900 Euros per migrant were sent back to the Country of origin. These are the results of the ABI – CeSPI study on the Analysis of financial and insurance needs of immigrants in Italy, that will be presented during the IV CSR Forum (Rome, 27 and 28 January 2009).